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Last updated: 1st June 2024

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This disclaimer (‘disclaimer’) is a legally binding agreement between you (‘user’, ‘visitor’, ‘you’ or ‘your’) and this website and its forum (‘me’, ‘my’ or ‘I’). It sets forth the general guidelines, disclosures and terms of your use of (‘website’, ‘services’, ‘products’, ‘information’ or ‘content’) operated by

Please read this disclaimer carefully before continuing to use this website. Do not access and use the site if you do not agree to the terms of this disclaimer. By using this website, its forum or its services, you acknowledge that you have thoroughly read and also understood the terms of this disclaimer and hereby agree to be bound by them.

Please also take some time to read through my Privacy Policy, Cookies Policy and my Terms & Conditions.

General Disclaimer

The information or content displayed on this website is the intellectual property of You may not reuse, republish, or reprint such information or content without my consent.

All the content on this website is published in good faith and solely for general information and educational purposes. It is not in any way intended to serve as a substitute for professional advice. My website is provided on an ‘as is’ basis, and makes no representations or warranties of any kind or in any form, whether expressed or implied, about the completeness, timeliness, reliability, availability, validity, suitability and accuracy, or guarantee that there will be no losses, errors and omissions with respect to the information or content contained on this website. Any action taken in reliance on any such information or content provided on this website is strictly at your own risk.

As a result,, its partners, employees or agents will not be held liable for any accruing loss or damage as a result of the use of, reliance on and reference to my website, including without limitation, any special or incidental, direct or indirect, and punitive or consequential loss or damage whatsoever.

At, I make every effort to keep the website running smoothly. However, I take no legal responsibility and will not be liable if the website is temporarily unavailable or inaccessible due to technical malfunctions beyond my control.

External Links Disclaimer

Through my website, you can follow links to visit external websites or content originating from third-party websites that are not in any way affiliated with While I try to provide only quality links to relevant and ethical websites, I have no control over the nature, content, accuracy, adequacy, reliability, validity and availability of these sites. Accordingly, the inclusion of such links to other websites does not in any way imply a recommendation or endorsement for the services or products contained on those sites. Also, site owners and content may change without notice and may occur before I have the opportunity to remove broken or harmful links.

Professional Disclaimer does not contain professional advice. This site’s information and content are provided for general information and educational purposes only and are not substitutes for professional advice.

We recommend that you also consult with appropriate professionals before taking any actions based on such information, as the use or reliance of any such information contained on this site is solely at your own risk.

Health Disclaimer provides general information and discussions about health and related subjects. The information and other content (blogs, newsletters, etc) provided on this website, or in any linked materials, are not intended and should not be construed as medical advice, nor is the information a substitute for professional medical expertise or treatment.

If you or any other person has a medical concern, you should consult with your healthcare provider or seek other professional medical treatment. Never disregard professional medical advice or delay in seeking it because of something that you have read on or in any linked materials. If you think you may have a medical emergency, call your doctor or emergency services immediately.

The opinions and views expressed on this website have no relation to those of any academic, hospital, health practice or other institution.

Affiliates Disclaimer

My website may contain links to affiliate sites, and I may receive an affiliate commission for any purchases made by you on those sites using such affiliate links.

Please realise that other sites may have different privacy policies and terms beyond my control when you leave my website. does not monitor or investigate any transaction between you and any such third-party. I recommend checking the privacy policies of these sites and their terms and conditions before uploading any content or engaging in any business or transaction.

Testimonial Disclaimer may contain testimonials by users of services or products that reflect such users’ experiences and opinions. However, such experiences, opinions and thoughts are personal to such users and do not necessarily represent all other users of my services or products. Testimonials are displayed verbatim except in grammatical and typing errors and long and extraneous information. Please be aware that the views or opinions in such testimonials belong to the user and do not necessarily represent the views of As a result, the testimonials should not be construed as representing the adequacy, reliability, validity and availability of such services or products.

Changes and Amendments

I reserve the exclusive right to change or modify this policy and its terms at any given time by posting the updated version on Notification of those changes will be promptly posted on this site should I update, amend or modify this document. The continued use of this website and its services after any such changes shall be construed to be consent to such changes. However, I advise you to frequently visit this page to ensure that you are up-to-date with the latest changes.


By proceeding to use this website, you hereby acknowledge that you have read this disclaimer in its entirety and hereby consent to this disclaimer and agree to all of its terms. If you do not agree to be bound by the terms of this disclaimer, you are not permitted to continue to use or access this site and its services.

Contact Me

If you require any information or have questions about this site’s disclaimer, please feel free to contact me by email (Click on email address to reveal): co*****@vi*********.com

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